Since it's your first boat would you want to think about a 14' tinny? You could get the whole setup for 1-3 k, and then if you like the boat thing and you use it enough then you could upgrade later.
Thanks for the suggestion Catfish, I still haven't made up my mind yet. The boat needs to be able to carry 4 people around and I need something simple, reliable, and durable. Anyone has any experience in Legend boats, this 16 feet seems to be good: