lol good advice still. yeah i've spent a lot of time wet wading the last two years and those scenarios pretty much cover it, the mud is a nasty feeling imo i always panic like I'm in quicksand or something lol. now of course you can wade anywhere like you said, i guess i should have defined my question as wading vs. swimming ha .
the thing that's the selling point on waders for me (other than cold water obviously) is the hogweed, waders would get me down a few paths that are just too iffy for me to do without some protection, and the constant interaction i seem to get between wildlife and my bare legs - fire ants, snapping turtles, muskrats - that stuff makes me jump everytime lol. i need a big pay before i get em though.