just tell them your roe bag or worm fell of....how would they prove that?
I usually only use 8mm bead and roe bag...but sometimes I have used single bead, with tremendous success. Specifically a glow in the dark green 8mm dead with blod dot. I hooked around 9 fish in the mouth that day with just a single bead. However I find that i foul hook MORE fish with bead and roe since the roe bags add more weight, and therefore drift below or right on top the fish, causing the hook to get stuck in fins or body while drifting, pulling the float down.
The beads are so light, they float just above the fish, so i think its much harder to "snag"....depends on how your shots are set up anyways