EXCELLENT EXCELLENT EXCELLENT observation/adivce!
In "Everyday Fishing"... none of us are perfect.
Maintaining the best usage of our EXSPENSIVE EQUIPMENT is certainly important to me.
More so, than catching an extra fish or 2.
Once you have "Notched or Chipped" the tip, well .... FRIG!
Most of us are not Guide Replacement experts ... and why neccessarily put yourself in that situation anyway.
I very much understand the importance of presentation - Especially in the GIN CLEAR late fall or Winter months, when those trout are particuliarly finicky.
However, if you have a 3'+ leader .... why use the micro swivel anyway? (Not that those who do - is anything wrong)
I learned through "Ruining my tips" many moons ago to stick with slightly larger swivels and seem to do fine.
Just a shared opinion.